Off-plan purchase
Costs are shown by payment date so you can see when cash leaves your account. Rent, service charge and growth are your inputs.
Payment plan
Edit the milestones to match the developer's plan. Percentages should add up to 100. The default 20/10/10/10/10/40 plan is an example, not a developer's terms.
| Milestone | % of price | Date | Remove |
|---|
Mortgage at handover
Non-residents can typically borrow up to 50% of the property value; terms vary by bank. The loan is assumed to fund the handover instalment, so cash invested is the all-in cost less the loan.
Ready (secondary) purchase
Transfer costs on a completed property bought through the DLD, with the running numbers from the rent you expect to achieve.
Mortgage
Non-residents can typically borrow up to 50% of the property value; terms vary by bank. Mortgage registration is 0.25% of the loan amount (DLD) and only applies when financed.
Your comparables
Enter up to three recent DLD transaction prices per sq ft for similar units (DLD transaction data is public via the Dubai REST app or DXB Interact). Leave blank to skip.
Clinic or healthcare premises acquisition
Licensed clinics change hands on a dual track: the premises or lease through the DLD, the licence and business through the DHA (Sheryan) and the DET. This splits the costs the same way.
Earnings
Enter EBITDA directly, or leave it blank and fill in the cost lines to derive it (revenue less staff, rent, consumables and other). Add-backs are owner costs that will not continue under you.
Readiness checklist
Mark each item as you verify it. The score counts confirmed items only.
Deal sheet
A plain-English summary of the evaluator you are looking at. Copy it into an email or a note for your adviser.